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Joyce Clark Unfiltered

For "the rest of the story"

Disclaimer: The comments in this blog are my personal opinion and may or may not reflect an adopted position of the city of Glendale and its city council.

The current administration is not going to give up on increasing our misery index. In addition to rampant inflation and a possible recession, it is hell bent on removing local zoning protection.

Cases in point. Here are some recent examples. Lawmakers in Arlington County, Virginia, a northern suburb adjacent to Washington, D.C., may do away with single-family zoning across the county of 240,000. It is a product of a years-long study that considered the role these medium-density homes can play in expanding the housing supply in an increasingly expensive metropolitan area.

Yet another example is happening in Atlanta, Georgia under Mayor Keisha Lance Bottoms. What her administration’s “housing plan” proposes to do, as found starting on page 43 of the 88 page document called ‘Atlanta City Design Housing’ is to:

  • End single-family zoning, allowing any property owner by right to build an additional dwelling unit (called an “Accessory Dwelling Unit”, or ADU) on any lot now zoned for one family residence (p57).
  • Some accessory dwelling units could be built with modular technology, assembled offsite and transported to a final location.
  • Allow the property owner by right to then subdivide the lot and sell the ADU separately on its own “flag lot” (p67), then presumably build another and repeat the process, completely overbuilding the property
  • “Loosen” the building requirements, such as size and height, for ADU’s (p69), making them cheaper, and likely less attractive in the neighborhood
  • Reduce minimum lot sizes, and minimum set-backs from the street and adjacent properties (p82), in order to get more buildings onto every property
  • End minimum residential parking requirements citywide (p74), so that new apartment and condominium buildings would not have to provide parking for their residents, but can rather require them to park on neighborhood streets

The New York Times in a recent article said, “Single-family zoning is practically gospel in America, embraced by homeowners and local governments to protect neighborhoods of tidy houses from denser development nearby. But a number of officials across the country are starting to make seemingly heretical moves. The Oregon legislature this month will consider a law that would end zoning exclusively for single-family homes in most of the state. California lawmakers have drafted a bill that would effectively do the same. In December Minneapolis City Council voted to end single-family zoning citywide.”

Biden says that he wants to “eliminate local and state housing regulations that perpetuate discrimination.” Biden then identifies “exclusionary zoning” as the kind of housing regulation he wants to “eliminate.” “Exclusionary zoning” is Biden’s term for what is more commonly called “single-family zoning.”

Add that President Biden has promised that he will eliminate “exclusionary zoning” with the HOME Act of 2019, co-sponsored by Senator Cory Booker and House majority whip James Clyburn. The HOME Act of 2019 requires any municipality receiving Community Development Block Grants from HUD or benefiting from federal Surface Transportation Grants for highway construction and repair, to submit a plan to “reduce barriers” to high-density low-income housing. The plan must choose from a menu of items, most of which in some way limit or eliminate single-family zoning.

In a July 18, 2022, Phoenix Business Journal article, using a report from a Washington, D.C. think tank called Up for Growth, says Arizona’s housing deficit has increased 1,377% since 2012 — representing 122,683 homes. In the same article, Steven Hensley, advisory manager for the Zonda housing market research firm, said the approval and permitting process at the municipal level is delaying projects, which results in less development. He went on to say that local municipalities must address these issues and allow more building and more density to improve housing costs.

Why the sudden and intractable need for more affordable housing? The American birth rate fell for the sixth consecutive year in 2020, with the lowest number of babies born since 1979. About 3.6 million babies were born in the US in 2020 – marking a 4% decline from the year before. It’s not that the U.S. population is increasing.

So, what is creating the need for large amounts of affordable housing? Can you say ‘open borders’? Can you say that nearly 2 million illegal immigrants have arrived since the start of the Biden administration? Where are they going to live?

This new desire for affordable housing, requires that you to give up the American Dream of a single-family home.

© Joyce Clark, 2022      

FAIR USE NOTICE

This site contains copyrighted material the use of which is in accordance with Title 17 U.S. C., Section 107. The ‘fair use’ of any such copyrighted material as provided for in Section 107 of the US Copyright Law and who have expressed a prior interest in receiving the included information for research and educational purposes. For more information material on this site is distributed without profit to those who have not always been specifically authorized by the copyright owner. We are making such material available in our efforts to advance understanding of environmental, political, human rights, economic, democratic, scientific and social justice issues, etc. We believe this constitutes a ‘fair use’ of any such material. For more information go to http://www.law.cornell.edu/uscode/17/107.shtml. If you wish to use copyrighted material from this site for purposes of your own that go beyond ‘fair use,’ you must obtain permission from the copyright owner.

Disclaimer: The comments in this blog are my personal opinion and may or may not reflect an adopted position of the city of Glendale and its city council.

If you remember I authored several blogs on the Biden administration’s efforts to mandate more affordable housing throughout the country. I said that the Feds under the Biden Administration have espoused major zoning changes encouraging more dense housing and the construction of more affordable apartments complexes everywhere. A bill currently before the Arizona State Legislature is HB 2674 Municipal Zoning: By Right Housing is designed to accomplish these objectives and I guarantee you won’t like it, if it is passed. I will summarize the worst parts of this bill but if you want to read it, please go to this link: https://www.azleg.gov/legtext/55leg/2R/bills/hb2674p.pdf .

Cities and towns have always had their own local building requirements. In Glendale, a developer must submit an application and is required to meet all of Glendale’s General Plan requirements as well as to hold at least one neighborhood meeting. The proposed residential project must receive approval from our Planning Commission and City Council. It then must go through final design review and receive approval from our city’s Development Department to ensure that it meets Glendale’s specific standards including design elements, the height, the density of the project and specific, mandated setbacks. The city’s General Plan is its blueprint for where our community wants to see different kinds of residential and commercial development.

All of this will be gone…legislatively, in one single bill introduced this week at the legislature. This bill removes ALL authority from cities and towns to regulate and direct where single family and multifamily residential can be placed in our city.

I am listing some of the worst provisions of this bill.

“L. IN EXERCISING ITS DELEGATED LEGISLATIVE AUTHORITY, A MUNICIPALITY SHALL ENSURE THAT IT PROVIDES AN ADEQUATE SUPPLY OF HOUSING THROUGHOUT THE MUNICIPALITY BY COMPLYING WITH THE REQUIREMENTS PRESCRIBED IN SECTION 9-462.09.” In other words, an adequate supply of housing (which is very subjective) in real speak means affordable housing.

The bill goes on to say, “HOUSING SUPPLY AND AFFORDABILITY ARE MATTERS OF STATEWIDE CONCERN. ALL LOCAL LAWS, ORDINANCES AND CHARTER PROVISIONS THAT ARE CONTRARY TO, INCONSISTENT WITH OR MORE RESTRICTIVE THAN THIS SECTION ARE PREEMPTED, AND A MUNICIPALITY MAY NOT BY LAW, ORDINANCE OR CHARTER PROVISION REGULATE, RESTRICT OR LIMIT RESIDENTIAL ZONING, RESIDENTIAL CONSTRUCTION OR RESIDENTIAL DEVELOPMENT STANDARDS…” This means all cities’ laws more restrictive than what is in this bill are preempted by the state legislature and cannot be used.

“NOTWITHSTANDING ANY OTHER LAW, INCLUDING ANY ORDINANCE OR CHARTER PROVISION, ON OR BEFORE JANUARY 1, 2023, A MUNICIPALITY SHALL ALLOW THE FOLLOWING BY RIGHT:

  1. ON ANY LAND LOCATED IN ANY EXISTING AGRICULTURAL OR SINGLE-FAMILY RESIDENTIAL DISTRICT OR ON ANY LAND DESIGNATED BY THE MUNICIPALITY’S MOST RECENT GENERAL PLAN AS SUPPORTING SINGLE-FAMILY DWELLINGS, THE CONSTRUCTION OF EIGHT SINGLE-FAMILY DWELLING UNITS PER ACRE OR TWELVE TWO-FAMILY DWELLING UNITS PER ACRE.” For example, I live on a street of 30 custom built homes, each on an irrigated acre. Under this bill my neighbor could sell his land to a developer that could put 8 single family homes or 12 two-family units on that acre. Is there a vacant parcel of land that is an acre or more in your neighborhood? That land could have the same fate. There goes your property values.

“2. IN ANY EXISTING AGRICULTURAL OR MULTIFAMILY RESIDENTIAL DISTRICT OR ANY LAND DESIGNATED BY THE MUNICIPALITY’S MOST RECENT GENERAL PLAN AS SUPPORTING MULTIFAMILY CONSTRUCTION, THE CONSTRUCTION OF MULTIFAMILY DWELLING UNITS WITH THE FOLLOWING DEVELOPMENT STANDARDS:

      (a) THE GREATER OF THE HIGHEST ALLOWED HEIGHT FOR THE SITE OF THE HOUSING DEVELOPMENT, THE HIGHEST ALLOWED HEIGHT FOR A COMMERCIAL OR RESIDENTIAL USE WITHIN ONE MILE OF THE SITE OF THE HOUSING DEVELOPMENT OR FIFTY-FIVE FEET. IF THE HOUSING DEVELOPMENT IS LOCATED WITHIN ONE-HALF MILE OF A RAIL STOP, BUS STOP, FREEWAY OR MAJOR ARTERIAL ROADWAY, THE MAXIMUM HEIGHT LIMITATION MAY NOT BE LESS THAN SEVENTY-FIVE FEET.

     (b) THE DENSITY LIMIT APPLICABLE TO THE MULTIFAMILY DEVELOPMENT SHALL BE THE GREATEST ALLOWED DENSITY FOR A MIXED USE OR RESIDENTIAL USE WITHIN ONE MILE OF THE SITE OF THE MULTIFAMILY DEVELOPMENT, OR, IF THERE IS NOT A MULTIFAMILY DEVELOPMENT WITHIN ONE MILE OF THE SITE, THE NEAREST MULTIFAMILY DEVELOPMENT.

     (c) THE MUNICIPALITY MAY NOT REQUIRE A GENERAL PLAN AMENDMENT, USE PERMIT OR REVIEW BY A BOARD OR COMMISSION FOR AN APPLICANT TO CONSTRUCT BY RIGHT HOUSING PURSUANT TO THIS SECTION.” To add insult to injury, these dense apartment units can be 55’ or 75’ feet tall. Most homes are 30’ feet in height or less. A city will no longer have the right to regulate height or density. Projects will be exempt from review by the Planning Commission.

“A. NOTWITHSTANDING ANY OTHER LAW, A MUNICIPALITY MAY NOT ADOPT OR ENFORCE ANY ORDINANCE, CODE, STANDARD, REGULATION, GUIDELINE, AGREEMENT, STIPULATION OR OTHER LEGAL REQUIREMENT, INCLUDING A ZONING ORDINANCE ADOPTED PURSUANT TO SECTION 9-462.01, RELATED TO OR REGULATING RESIDENTIAL HOUSING DESIGN ELEMENTS. A MUNICIPALITY MAY NOT WITHHOLD A BUILDING PERMIT OR OTHER APPROVAL NECESSARY AS A CONDITION OF CONSTRUCTING RESIDENTIAL HOUSING FOR FAILURE TO COMPLY WITH ANY ORDINANCE, CODE, STANDARD, REGULATION, GUIDELINE, STIPULATION OR OTHER LEGAL REQUIREMENT, INCLUDING A ZONING ORDINANCE ADOPTED PURSUANT TO SECTION 9-462.01, RELATED TO OR REGULATING RESIDENTIAL HOUSING DESIGN ELEMENTS.” This provision prevents a city from imposing any kind of design standard on these multifamily complexes. It mandates that a city cannot withhold approval or stop such a project.

There is more but I think you get the idea. This bill would be disastrous for every community within the State of Arizona. Just imagine a 55’ to 75” tall apartment complex with 5 feet between it and another property, along with no design regulations…in Strawberry, Prescott, or Paradise Valley.

What can we do about it? KILL THE BILL. This bill, if passed, will do irreparable harm to your city.I beg you to contact your state legislators and let them know you do not support this bill. Numbers do work. If a lot of constituents (you) email Representatives, they have no choice but to listen. I am providing a list of Glendale’s legislators in the House of Representatives because that it where the bill was introduced. Let them know by using their email addresses, in no uncertain terms that you do not support HB 2674. Here is the list for Glendale:

If you do not live in Glendale, here is the link to the entire list of Arizona state legislators and their email addresses: https://www.azleg.gov/memberroster/ .This bill is a disaster for every single community in the state. We must, in no uncertain terms, let our legislators know that we do not want or support this intrusive bill.

© Joyce Clark, 2022      

FAIR USE NOTICE

This site contains copyrighted material the use of which is in accordance with Title 17 U.S. C., Section 107. The ‘fair use’ of any such copyrighted material as provided for in Section 107 of the US Copyright Law and who have expressed a prior interest in receiving the included information for research and educational purposes. For more information material on this site is distributed without profit to those who have not always been specifically authorized by the copyright owner. We are making such material available in our efforts to advance understanding of environmental, political, human rights, economic, democratic, scientific and social justice issues, etc. We believe this constitutes a ‘fair use’ of any such material. For more information go to http://www.law.cornell.edu/uscode/17/107.shtml. If you wish to use copyrighted material from this site for purposes of your own that go beyond ‘fair use,’ you must obtain permission from the copyright owner.

Disclaimer: The comments in this blog are my personal opinion and may or may not reflect an adopted position of the city of Glendale and its city council.

There’s a saying, “As California goes, so goes the rest of the nation.” Let’s hope California’s influence has waned and this is no longer true.

The American Dream is under assault across the country, but nowhere is it more evident than in California where social justice activists and Democrat Gov. Gavin Newsom are invading single-family home neighborhoods with plans to replace them with multi-unit properties. Expect to see similar action occurring in many other blue states as they rush to fulfill the Biden mandate to build more affordable, multi-family housing.

Recently Governor Gavin Newson signed Senate Bill 9. S.B. 9 effectively ended single-family zoning in a state with a population of 40 million. The bill legalizes duplexes statewide and allows people to subdivide single-family lots. California’s cities have lost the power to prevent the building of backyard units. Within the bill, state legislators mandated the reduction of development fees, requires cities to issue permits within a few weeks, and prohibits the requirement of dedicated parking spots.

In San Diego, its city council allowed bonuses for up to 6 units per lot no matter the lot size if some of the new multi-family units are dedicated to low to moderate income households. As a result of S.B 9 and expanded laws in many counties, slightly over ten percent of the state’s new housing (about 13,000 permits) consisting of multi-family units are being built in backyards throughout the state. In Southern California, four-unit multi-family buildings are surging in backyards. One can drive down a street and see a cute little bungalow with a 4-unit apartment complex in its backyard.

There are, of course, unintended consequences. Single family properties are becoming even more unaffordable for purchase by the average homeowner. By allowing these small apartment complexes in backyards, the value of single-family properties has sky rocketed and what was once marginally affordable is now completely unaffordable. Instead, developers are buying up single family lots and adding apartment complexes on the lots.

Add to the mix the plethora of Anti-Discrimination laws in the state. A developer who purchased a single-family lot and then added a 4-unit multi-family apartment complex is, in essence, an absentee landlord. Their reputation proceeds them as they do not care about the quality of the tenancy as long as the rent is paid (by somebody…the state? The feds?). The propensity to increase crime in the neighborhood is always a looming possibility.

Make no mistake. Biden’s ultimate goal is to urbanize the suburbs resulting in all of the things people originally moved away from. The American Dream of a home with a backyard in which the kids can play and the opportunity to become part of a small community is under threat of disappearing. America, as we have always known it and loved it, is slowly being taken away from us.

© Joyce Clark, 2021       

FAIR USE NOTICE

This site contains copyrighted material the use of which is in accordance with Title 17 U.S. C., Section 107. The ‘fair use’ of any such copyrighted material as provided for in Section 107 of the US Copyright Law and who have expressed a prior interest in receiving the included information for research and educational purposes. For more information material on this site is distributed without profit to those who have not always been specifically authorized by the copyright owner. We are making such material available in our efforts to advance understanding of environmental, political, human rights, economic, democratic, scientific and social justice issues, etc. We believe this constitutes a ‘fair use’ of any such material. For more information go to http://www.law.cornell.edu/uscode/17/107.shtml. If you wish to use copyrighted material from this site for purposes of your own that go beyond ‘fair use,’ you must obtain permission from the copyright owner.

Disclaimer: The comments in this blog are my personal opinion and may or may not reflect an adopted position of the city of Glendale and its city council

Recently Tucker Carlson had a segment on affordable housing and its impact on Buckhead, Georgia. More about this later in this article. It reminded me of the blog I posted this February about the federal government’s push to create more affordable housing throughout the country.

The Progressives in the Biden administration are working overtime to require more affordable housing everywhere. Under the HOME Act in a strategy to increase affordable housing stock, CDBG grantees, such as Glendale, requires “Each grantee receiving assistance under this title shall—

 ‘‘(A) include in the consolidated plan required under part 91 of title 24, Code of Federal Regulations (or any successor thereto) a strategy to support new inclusive zoning policies, programs, or regulatory initiatives that create a more affordable, elastic, and diverse housing supply and thereby increase economic growth and access to jobs and housing;

and‘‘(B) include in the annual performance report submitted under section 91.520 of title 24, Code of Federal Regulations (or any successor thereto) the progress and implementation of the strategy…”

Measures to increase the amount of affordable housing include:

  • “Increasing both the percentage and absolute number of affordable units
  • “Authorizing high-density and multifamily zoning
  • “Eliminating off-street parking requirements
  • “Establishment of density bonuses
  • “Streamlining or shortening permitting processes and timelines
  • “Removing height limitations
  • “Establishing by-right development
  • “Using property tax abatements
  • “Relaxing lot size restrictions
  • “Prohibiting source of income discrimination
  • “Taxing vacant land or donating vacant land to nonprofit developers
  • “Allowing accessory dwelling units
  • “Establishing development tax or value capture incentives
  • “Prohibiting landlords from asking prospective tenants for their criminal history
  • “Provide that affordable housing units should, to the maximum extent practicable—be designated as affordable for not less than 30 years; comprise not less than 20 percent of the new housing stock in the community; and be accessible to the population served by the program established under this title”

Let’s take a snapshot of Glendale. There are 82,810 housing units (homes and apartments). Of those, 2,629 are affordable apartments in 25 low income complexes in Glendale. This represents 3% of the current housing stock as affordable and a far cry from the 20% required under the soon-to-be enacted federal HOME Act. Here are the 25 apartment complexes:

  • Vista Alegre

6549 W Maryland Ave

Glendale, Arizona

Income Based 1 BR Subsidized 62+ Accessible Elderly Supportive Housing

  • Landmark Senior Housing

8232 N 59th Ave

Glendale, Arizona

Income Based 1 BR 62+

  • Brook Creek Apartments

4937 W. Myrtle Avenue Glendale, AZ 85301

Glendale, Arizona

$475-600 1-2 BR

  • Good Shepherd West

6113 N. 60th Ave

Glendale, Arizona

Call For Rent Studio BR Subsidized 62+ Accessible Elderly Supportive Housing

  • Kachina Place Apartments

6238 N 63rd Avenue

Glendale, Arizona

Call For Rent Studio-1 BR Subsidized 62+ Accessible Elderly Supportive Housing

  • Casa Bill Soltero

6001 W Missouri Ave

Glendale, Arizona

Subsidized 62+ Accessible Elderly Supportive Housing

  • Valley of the Sun School 6

5239 W Tonto Rd

Glendale, Arizona

Subsidized Accessible Accessible Disabled Supportive Housing

  • Bethany Glen Apartments

4788 W Bethany Home Rd

Glendale, Arizona

Subsidized

  • Waymark Gardens

5325 W Butler Dr

Glendale, Arizona

Subsidized 62+ Accessible Elderly Supportive Housing

  • Glencroft Towers

8620 N 65th Ave

Glendale, Arizona

Subsidized 62+ Accessible Elderly Supportive Housing

  • Manistee Manor

7987 N 53rd Ave

Glendale, Arizona

Subsidized 62+ Accessible Elderly Supportive Housing

  • John’s Manor

7229 N 51st Avenue

Glendale, Arizona

Subsidized 62+ Accessible Elderly Supportive Housing

  • San Remo Apartments

5755 N 59th Ave

Glendale, Arizona

  • Valley of the Sun School 5

4649 W Haywood

Glendale, Arizona

Subsidized Accessible Accessible Disabled Supportive Housing

  • Tanner Terrace

7138 N 45th Ave

Glendale, Arizona

Subsidized 62+ Accessible Elderly Supportive Housing

  • Palms at Glendale

6112 N 67th Ave

Glendale, Arizona

  • Desert Eagle

6917 N 71st Ave

Glendale, Arizona

  • Faith House a L a Prospect Park Apartments

8581 N 61st Ave

Glendale, Arizona

  • Villas Solanas

6755 N 83rd Ave

Glendale, Arizona

  • Glendale Homes

6617 N 52nd Ave

Glendale, Arizona

  • San Martin Apartments

6802 N 67th Ave

Glendale, Arizona

  • Town Square

5136 W Glenn Dr

Glendale, Arizona

  • Glendale Enterprise

6839 N 63rd Ave

Glendale, Arizona

  • Los Vecinos Housing Development, Inc

7131 N 54th Ave

Glendale, Arizona

  • Shadow Creek II

10854 N 60th Ave

Glendale, Arizona

Ten of these complexes are for elderly housing and two complexes are for disabled housing. Thirteen are non-restrictive subsidized housing. Note that almost all are in the Ocotillo District—an unhealthy situation for that district at best.

Obviously, Glendale as a federal recipient of Community Development Block Grants (CDBG) and Surface Transportation Block Grants (STBG) would be subject to this federal law or become ineligible to receive either of these block grants. Practically, Glendale in its annual report, would have to show that it is using any or all of the measurements listed above to achieve a goal of 20% of its housing units as affordable and that they would remain so for 30 years (for a generation).

How does this situation apply to Buckhead, Georgia? Buckhead, unlike Glendale, is not an incorporated city but rather a suburb of Atlanta, Georgia. Therefore, it is subject to whatever zoning code amendments are enacted by the Atlanta City Council and its Mayor, Keisha Lance Bottoms. Much of what is in the federal HOME Act is suggested for use in Buckhead as well as other communities considered to be the suburbs of Atlanta proper.

In March of this year, Atlanta issued a report, Atlanta City Design Housing. It says, “The first step toward making Atlanta a more inclusive place to live should be to end exclusive single-family zoning by allowing an additional dwelling unit in all existing single-family zoned areas in the city.” Other ideas promoted in this report include reducing minimum lot sizes, allowing small apartment buildings in some neighborhoods currently limited to single-family homes, and mandating those wealthy neighborhoods have their per-capita share of ‘affordable housing’.“ Yet other strategies include: creating basement apartments, converting garages, allowing accessory dwelling units on the same lot; elimination of parking minimums for apartments complexes; elimination of low density housing; reduction of minimum lot size requirements; distribute affordable housing throughout the city including wealthy neighborhoods; creation of overlay affordability districts; and the use of city owned vacant land for affordable units.

There is also the creation of an Atlanta Housing Affordability Tracker which “provides a snapshot of progress made in reaching the goals of (1) creating or preserving 20,000 affordable homes by 2026 and increase overall supply and (2) investing $500 million from City-controlled public sources in the production and preservation of affordable housing as part of the larger goal of investing $1 billion (the other $500 million coming from private and philanthropic sources).”

In the name of diversity or equality what is happening in this country? When, not if, this amendment to the HOME Act becomes law, the incentive to work hard and become successful will be disincentivized. It doesn’t matter if you are black, white or brown. The most important and meaningful purchase of anyone’s life will have been diminished. It smacks of reverse discrimination not based on skin color but rather on one’s ability to be financially successful in life.

We live on an acre of land in a 3,000 SF home. For 30 years our family lived in a typical R1-6 residential subdivision. Twenty years ago, we were fortunate and found our current home and large lot property. We worked hard all our lives to have the necessary funds to buy. If the HOME Act amendment becomes federal law, our opportunity to live on a large lot today would evaporate.

I suspect that the residents of Buckhead and other Atlanta suburbs have the same attitude, and it will not surprise me in the least if they take Atlanta’s zoning amendments to court—perhaps even the Supreme Court. It is clearly a “takings” issue.

© Joyce Clark, 2021       

FAIR USE NOTICE

This site contains copyrighted material the use of which is in accordance with Title 17 U.S. C., Section 107. The ‘fair use’ of any such copyrighted material as provided for in Section 107 of the US Copyright Law and who have expressed a prior interest in receiving the included information for research and educational purposes. For more information material on this site is distributed without profit to those who have not always been specifically authorized by the copyright owner. We are making such material available in our efforts to advance understanding of environmental, political, human rights, economic, democratic, scientific and social justice issues, etc. We believe this constitutes a ‘fair use’ of any such material. For more information go to http://www.law.cornell.edu/uscode/17/107.shtml. If you wish to use copyrighted material from this site for purposes of your own that go beyond ‘fair use,’ you must obtain permission from the copyright owner.